About Us
Legacy-Driven.Future-Focused.Customer-Centric.
With a legacy spanning nearly 30 years, Laneseda Vanijya Pvt Ltd is one of India’s most trusted financial institutions. Under dynamic new leadership, we have entered a bold new chapter — combining decades of experience with a renewed sense of purpose and social responsibility.
Over the years, Laneseda has played a steady role in supporting economic and social development, offering financial solutions tailored to the evolving needs of individuals and communities. Our track record of reliability, personalized service, and financial expertise has earned the trust of thousands across generations
Now, as we rebrand and reposition ourselves as a Non-Banking Financial Company (NBFC), we are proud to announce our expansion into Kerala and West Bengal as the first phase of a wider pan-India growth strategy.
At Laneseda, we understand that financial needs are diverse. That’s why we continue to broaden our portfolio — from education and employment loans to gold loans, investment opportunities, and insurance products — ensuring that every customer finds a solution that fits
Learn MoreServices
Gold Loans
Laneseda offers fast and secure gold loans, helping customers unlock the value of their gold assets with minimal hassle. We ensure quick disbursal, competitive interest rates, and minimal paperwork. Laneseda also provides online gold loan facilities with UPI and other digital repayment options, making the process seamless and accessible from the comfort of your home.
Investments
Laneseda offers a robust suite of investment opportunities with a primary focus on Non-Convertible Debentures (NCDs). These fixed-income instruments are ideal for investors seeking predictable returns and capital preservation over the medium to long term. Our NCD offerings are structured to provide attractive interest rates, regular income payouts, and the security of being backed by a regulated NBFC.
Insurances
Laneseda provides comprehensive insurance solutions that offer financial security across various life stages and risk scenarios.From health and life coverage to travel and asset protection, our insurance plans are designed to be affordable, easy to understand, and backed by responsive customer support.
Ensuring
trusted financial
services for all
Why Choose Us?
Fast loan approval & disbursal
Tech-enabled services
Financial services beyond lending
Fast loan approval & disbursal
Tech-enabled services
Financial services beyond lending
FAQS
Laneseda Vanijya Pvt Ltd is a Non-Banking Financial Company (NBFC) originally established in 1995. Under new leadership, it is now rebranded and expanding its footprint, starting from Kerala and West Bengal, with plans for nationwide growth. The company offers a range of financial services tailored to modern customer needs.
Laneseda offers a comprehensive portfolio including Gold Loans, Education Loans, Employment Loans, Micro Loans, Investment Opportunities (including NCDs), and Insurance Products.
Yes, as an NBFC, Laneseda Vanijya Pvt Ltd operates under the regulations of the Reserve Bank of India (RBI) and complies with all applicable financial norms and standards.
Laneseda primarily offers Non-Convertible Debentures (NCDs)—fixed-income investment instruments designed for individuals seeking stable returns over a defined period. These are ideal for conservative and long-term investors.
You can reach us via our website’s contact form, email, or by visiting any of our branches. A dedicated customer support team is available to help with product inquiries, loan applications, and more.